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Heating and central heating

Heating Options for Flats: What Works and What You're Allowed to Change

Flats bring their own heating puzzles: no outside space for a heat pump, flue restrictions, leases that need consent and sometimes no gas at all. Here's how the main options compare and what to check first.

4 min read · Updated October 2026

Cross-section of a block of flats showing a combi boiler in one flat, a storage heater in another and a heat pump on a balcony

How flats are usually heated

Most UK flats use one of four set-ups. Gas combi boilers are common in converted houses and low-rise blocks with gas supplies. Electric storage heaters or panel heaters are common in purpose-built blocks, especially higher-rise ones where gas isn't allowed. Communal or district heating, where a central plant serves the whole building, is increasingly common in new developments. And a smaller number of flats now use heat pumps, either individual units or shared systems.

Your current system usually shapes what's practical. Switching from electric to gas, for example, means getting a gas supply into the flat and a flue out of it – often impossible in a high-rise block.

Common heating options for flats
SystemGood forWatch out for
Gas combi boilerFlats with gas supply and an outside wallFlue position rules, annual servicing
Modern storage heatersAll-electric flats on off-peak tariffsNeeds the right tariff to be cheap
Electric panel radiatorsSmall flats, occasional useHigh running costs on standard tariffs
Electric combi or system boilerFlats wanting 'wet' radiators without gasRunning costs; supply capacity
Air-to-water heat pumpFlats with a balcony or outdoor spaceLease and planning consent, noise
Communal or district heatingNew-build blocksCharges set by the operator

Common heating options for flats

Check your lease before changing anything

If you own a leasehold flat, the lease will usually say what you can alter without consent. Heating changes that involve the structure, external walls, flues, the gas supply or the roof generally need the freeholder's permission. Fitting an outdoor heat pump unit or a new flue terminal almost always does. Some leases also restrict noise-making equipment.

Ask the freeholder or managing agent early. They may need drawings, a method statement and your installer's details, and they may charge a fee for considering the request.

Gas boilers in flats

If your flat already has gas, replacing an old boiler with a modern condensing combi is usually the most straightforward option. Flats have particular flue challenges: the terminal must be the right distance from windows, doors, balconies and walkways, and the condensate pipe needs somewhere to drain. Plume kits can redirect the flue exhaust. A Gas Safe engineer will check these details on the survey. See boiler flue rules and condensing boilers explained.

All-electric flats

For flats without gas, modern high-heat-retention storage heaters are often the best value if you're on an off-peak tariff. They charge overnight and release heat through the day with much better control than old-style heaters. Panel radiators are cheap to install and controllable room by room, but cost more to run if used heavily. Electric boilers let you keep wet radiators and a hot water cylinder but run at the same unit cost as panel heaters.

See replacing storage heaters, electric radiators vs central heating and is an electric boiler right for you.

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Heat pumps in flats

Heat pumps are possible in some flats, especially ground-floor or top-floor flats with a balcony, garden or roof space. Compact air-to-water units, through-wall units and shared ground loop systems are all being used in UK blocks. The main hurdles are space for the outdoor unit, noise limits, consent from the freeholder and planning permission in some cases. See heat pumps vs gas boilers.

Communal heating

If your block has communal heating, you usually can't switch to another system yourself. You can, however, ask for heat meters, controls and a breakdown of how charges are worked out. Good room-by-room controls and well-balanced radiators still make a difference to comfort and cost. See heating controls explained.

Typical costs

Get quotes from local heating engineers and mention you're in a flat, so they can check access, flue routes and consent requirements during the survey.

Indicative heating installation costs in flats (2026)
JobTypical cost
Replace gas combi boiler in a flat£2,000 – £4,000
Modern storage heaters (2-bed flat, 3–4 heaters)£2,000 – £4,000
Electric panel radiators (2-bed flat)£1,000 – £2,500
Electric boiler with existing radiators£2,000 – £4,000
Air-to-water heat pump (where permitted)£7,000 – £13,000 before grants

Indicative heating installation costs in flats (2026)

Common questions

What is the cheapest way to heat a flat?

It depends on what's available. Gas combi boilers are usually cheapest to run where there's gas; for all-electric flats, modern storage heaters on an off-peak tariff are often best.

Can I put a gas boiler in a flat?

If the flat has a gas supply and a suitable flue route, yes. Many high-rise blocks don't allow gas.

Can you have a heat pump in a flat?

Sometimes, if there's outdoor space for the unit and the freeholder and planners agree.

Do I need permission to change the heating in my flat?

If you're a leaseholder, often yes – especially for flues, outside units or anything affecting the structure.

Can I opt out of communal heating?

Usually not. Check your lease and speak to the managing agent.

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